US Capital Home Loan Inc. The Wolfe Lending Team
Purchasing a short sale property can be one of the most complicated processes in residential Real Estate. Buyers need to choose their lender carefully, for a lender who is inexperienced with the short sale process can unintentionally cause a substantial amount of harm to their client.
In a short sale transaction, the offer is contingent upon the approval of the investor of the loan. Many Realtors and loan officers do not understand the difference between a "Servicer" and an "Investor." The Seller may be receiving a monthly mortgage statement from Bank of America, or Citi Mortgage, however, the owner or benefactor of the loan may actually be Fannie Mae or Freddie Mac. The key to purchasing a Short Sale property is to use a Realtor and loan officer who fully understand the short sale process and know how to negotiate with the investor, not necessarily the servicer of the loan. Ultimately, the servicer, in most cases, cannot approve the short sale without investor approval.
Brad Wolfe with the Wolfe Lending Group is an expert in representing buyers in short sale transactions. Mr. Wolfe knows the short sale process, and has the ability to communicate directly with Fannie Mae, Freddie Mac, and most major investors. Buyers who work with The Wolfe Group have the ability to purchase short sale properties and get their offers approved, versus working with inexperienced loan officers who do not understand the approval process.
While there are many competent lenders in Nevada, there are very few who are qualified to properly represent the purchaser of a short sale property. Brad Wolfe is endorsed by The Myers Team at Century 21 MoneyWorld.
Contact Brad Wolfe direct at (702) 308-0813
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